UPI scam

UPI Scam Awareness

UPI-based fraud often relies on urgency and social engineering. Fraudsters may impersonate bank agents, customer care staff or payment verification teams and urge victims to approve a transfer, scan a QR code or share a one-time password.

Warning signs

  • Unexpected request to pay and verify a transaction
  • Fake QR codes or payment screenshots
  • Pressure to act before the victim checks details

Safety steps

  • Verify the payment destination
  • Never share OTPs
  • Call the official bank or merchant number directly