Two-factor authentication

Use two-factor authentication to reduce account takeover risk

Two-factor authentication (2FA) adds a second check when someone logs in. Even if a password is exposed in a breach, an attacker may still fail without the second factor, which is often a code from an authenticator app or a hardware device.

Recommended setup

  • Enable 2FA on email and banking accounts first
  • Prefer authenticator apps where available
  • Store backup codes safely
  • Review account recovery settings

Warning signs

  • SMS-only 2FA on critical accounts
  • Untrusted apps seeking account access
  • Recovery phone numbers no longer controlled by the user